California Reverse Mortgage Specialist

California seniors, and especially Orange County and Los Angeles seniors, are becoming very knowledgeable about the FHA Reverse Mortgage program and all the benefits it provides.

After many years of negative publicity about the Reverse Mortgage, it is finally becoming clear that this program can literally be a life saver for southern California seniors. There are many myths about the reverse mortgage program which, in the past, have kept some seniors from properly researching how the program could benefit them.

You don’t have to just take my word for it. Organizations like AARP have created videos which provide great information from a neutral source. While a reverse mortgage may not fit into every one’s financial plan, for most seniors it is a great option. For most people, their home is their single biggest investment and makes up most of their net worth. But before the Reverse Mortgage there was not a good way to access the equity locked in a home, without being stuck with large mortgage payments. Initially, the Reverse Mortgage had an “end” date, and admittedly this was not good for Seniors who lived longer than the “end date” of their loan. However, now when a senior gets a Reverse Mortgage, they are guaranteed to NEVER HAVE A MORTGAGE PAYMENT AGAIN! Also, and this is often misunderstood by Orange County and Los Angeles seniors research Reverse Mortgages, neither the mortgage company nor FHA own the property at any time during or after the Reverse Mortgage. Even when the senior passes away, the heirs will still inherit the property and whatever equity is in the home.

Please use this website is a source of information for the Reverse Mortgage program. If you have any questions or would like to receive a customized California Reverse Mortgage Proposal, please contact me by completing the contact form on the right side of this page.